OB
Optimus Bank Nigeria USSD Code
Commercial Bank · Dial from any phone on any network
Optimus Bank is one of Nigeria's newest national commercial banks, launched in January 2023, and reached the CBN's ₦200 billion recapitalization threshold well ahead of the March 2026 deadline, a sign of the bank's rapid early growth.
Main USSD Code
*930#
// COMPLETE USSD CODES
All USSD codes for Optimus Bank. Tap or click any code to copy it.
| Service | USSD Code |
|---|---|
| Transfer | *930*AMT*ACCT# |
| Airtime | *930*AMOUNT# |
| Balance | *930*0# |
| Data Bundle | *930*3# |
| Bills Payment | *930*7# |
// GOOD TO KNOW
Optimus Bank only began operations in January 2023, making it one of the newest banks on this list.
Optimus hit the CBN's ₦200 billion capital requirement ahead of the March 2026 deadline via rights issues and a private placement.
*930# supports full account opening from your phone.
// HOW TO USE
Follow these simple steps to use Optimus Bank USSD from any phone.
STEP 1
Dial *930#
Open your phone dialer and enter *930#, make sure you're calling from your registered phone number.
STEP 2
Choose a Service
Select from the menu: transfer money, buy airtime, check balance, purchase data, or pay bills.
STEP 3
Enter PIN & Confirm
Enter your USSD banking PIN to authorize the transaction. You'll get an SMS confirmation instantly.
// FREQUENTLY ASKED QUESTIONS
How new is Optimus Bank?
Optimus Bank began operations in January 2023 under a National Commercial Banking license from the CBN, one of the newest banks in Nigeria.
Has Optimus Bank met the CBN's new capital requirements?
Yes. Optimus Bank reached the ₦200 billion national bank capital threshold ahead of the CBN's March 2026 recapitalization deadline.
What is the USSD code for Optimus Bank?
The USSD banking code for Optimus Bank is
*930#. Dial this code from your registered phone number.How do I transfer money with Optimus Bank USSD?
Dial
*930*AMT*ACCT# and follow the prompts.How do I check my Optimus Bank account balance?
Dial
*930*0# from your registered mobile number.What network does Optimus Bank USSD work on?
Optimus Bank USSD code works on MTN, Airtel, Glo, and T2Mobile. Ensure you're dialing from the phone number linked to your bank account.