USSD Codes for Banking & Transactions Across Africa

USSD (Unstructured Supplementary Service Data) banking lets you perform banking and payment transactions by dialing a short code (like *737#) on your phone. It works on any phone. No internet connection or smartphone is required.

USSD banking is widely used across Africa, but the specific codes and available services differ by country and by bank. We're building out fact-checked directories country by country. Use the country picker above or browse the A-Z list to see what's available.

No. USSD works over the same signalling channel used for calls and texts, so it works on any phone (including basic feature phones) with no internet or data connection needed.

Most banks and telecom providers charge a small per-session fee for USSD access, separate from your airtime or data balance. Fees vary by country, network, and bank. Check the specific provider page for details.

Use the country selector at the top of this page, or browse the full A-Z country directory further down. Each country page lists every USSD code for that bank, telecom, or service.

Yes. We fact-check codes rather than publish templated guesses. If a bank has closed, merged, or has no USSD service, we say so directly instead of showing an incorrect or dead code.