T
Tala Kenya USSD Code
Digital Lending App · Dial from any phone on any network
Tala is a US-based financial technology company founded in 2011 by Shivani Siroya in Santa Monica, California, and it launched its digital lending app in Kenya in 2014. Unlike many mobile-lending products on this list, Tala operates independently rather than as an arm of a bank or telecom, using phone-usage data to offer short-term loans to underbanked customers.
Main USSD Code
*846#
// COMPLETE USSD CODES
All USSD codes for Tala. Tap or click any code to copy it.
| Service | USSD Code |
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// HOW TO USE
Follow these simple steps to use Tala USSD from any phone.
STEP 1
Dial *846#
Open your phone dialer and enter *846#, make sure you're calling from your registered phone number.
STEP 2
Choose a Service
Select the option you need, for example checking your limit or repaying a loan.
STEP 3
Enter PIN & Confirm
Enter your PIN if prompted to authorise the request. You'll get an SMS confirmation.
// FREQUENTLY ASKED QUESTIONS
What is the USSD code for Tala?
Dial
*846# from your registered phone number to access Tala's services.Is it safe to use Tala's USSD code?
Yes, as long as you dial the verified code shown here and never share your PIN with anyone, including staff claiming to represent Tala.
Do I need internet or data to use Tala by USSD?
No. USSD runs over the same signalling channel as calls and texts, so it works without a data connection.