// App Notice
Install USSD Codes Hub, the free African bank USSD codes app for your phone, no app store needed.

Kuda Bank Nigeria

NO USSD SERVICE

Kuda Bank does not have its own dedicated USSD code, unlike GTBank's *737# or Access Bank's *901#, there is no *XXX# short code that opens a Kuda menu. Kuda operates as an app-only digital bank; some directories incorrectly list *5735# as Kuda's code.

// WHAT TO DO INSTEAD

To fund your Kuda account without the app, dial your other bank's own USSD transfer code (for example GTBank's *737# or Zenith's *966#) and send money to your Kuda account number. For everything else, use the Kuda mobile app.

// FREQUENTLY ASKED QUESTIONS

Kuda does not have its own USSD code. Some sites list *5735#, but this is not an official, working Kuda code. Kuda is an app-only digital bank.
Dial your other bank's USSD code (e.g. GTBank's *737# or Polaris Bank's *833#) and transfer to your Kuda account number directly, this works even without the Kuda app.
Kuda was built as an app-first digital bank from launch, prioritizing its mobile app experience over building out a separate USSD menu system that most traditional banks maintain.
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