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Lotus Bank Nigeria USSD Code
Non-Interest Bank · Dial from any phone on any network
Lotus Bank is a non-interest bank registered in May 2021, built around ethical, Sharia-compliant banking principles. It positions itself as a technology-first non-interest bank, with roughly 90% of everyday transactions doable via *5045# without a smartphone or data connection.
Main USSD Code
*5045#
// COMPLETE USSD CODES
All USSD codes for Lotus Bank. Tap or click any code to copy it.
| Service | USSD Code |
|---|---|
| Transfer | *5045*AMT*ACCT# |
| Airtime | *5045*AMOUNT# |
| Balance | *5045*0# |
| Data Bundle | *5045*3# |
| Bills Payment | *5045*7# |
// GOOD TO KNOW
Lotus Bank has changed its account-blocking USSD code before, always confirm the current one directly from the bank if you need to block your account urgently.
About 90% of Lotus Bank transactions can be done via *5045# alone, per the bank's own figures.
Lotus Bank has been registered as a non-interest bank since May 2021.
// HOW TO USE
Follow these simple steps to use Lotus Bank USSD from any phone.
STEP 1
Dial *5045#
Open your phone dialer and enter *5045#, make sure you're calling from your registered phone number.
STEP 2
Choose a Service
Select from the menu: transfer money, buy airtime, check balance, purchase data, or pay bills.
STEP 3
Enter PIN & Confirm
Enter your USSD banking PIN to authorize the transaction. You'll get an SMS confirmation instantly.
// FREQUENTLY ASKED QUESTIONS
Is Lotus Bank the same as Jaiz Bank or TAJBank?
No. Lotus Bank, Jaiz Bank, and TAJBank are three separate, independently licensed non-interest (Islamic/ethical) banks in Nigeria, each with its own USSD code.
How much of my banking can I do via *5045#?
Lotus Bank states that about 90% of routine transactions (transfers, airtime, balance checks, bill payments) can be completed via *5045# alone.
What is the USSD code for Lotus Bank?
The USSD banking code for Lotus Bank is
*5045#. Dial this code from your registered phone number.How do I transfer money with Lotus Bank USSD?
Dial
*5045*AMT*ACCT# and follow the prompts.How do I check my Lotus Bank account balance?
Dial
*5045*0# from your registered mobile number.What network does Lotus Bank USSD work on?
Lotus Bank USSD code works on MTN, Airtel, Glo, and T2Mobile. Ensure you're dialing from the phone number linked to your bank account.