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USSD Codes Hub/Banks/Unity Bank

Unity Bank Nigeria USSD Code

Commercial Bank · Dial from any phone on any network

Unity Bank was Nigeria's first bank to launch a 4-digit USSD code with *7799#. In 2026, Unity Bank completed a long-planned merger with Providus Bank, and the combined institution began joint operations in June 2026 as ProvidusUnity Bank, existing Unity Bank channels are expected to keep working through the transition, but confirm your account status directly with the bank if in doubt.

Main USSD Code
*7799#

// COMPLETE USSD CODES

All USSD codes for Unity Bank. Tap or click any code to copy it.

ServiceUSSD Code
Transfer*7799*AMT*ACCT#
Airtime*7799*AMOUNT#
Balance*7799*0#
Data Bundle*7799*3#
Bills Payment*7799*7#

// GOOD TO KNOW

Unity Bank merged with Providus Bank in 2026, forming ProvidusUnity Bank, if your statements mention this new name, that's why.
*7799# was marketed as the first 4-digit USSD code among Nigerian banks.
The code supports account opening, transfers, balance checks, airtime, bills, and BVN verification.

// HOW TO USE

Follow these simple steps to use Unity Bank USSD from any phone.

STEP 1

Dial *7799#

Open your phone dialer and enter *7799#, make sure you're calling from your registered phone number.

STEP 2

Choose a Service

Select from the menu: transfer money, buy airtime, check balance, purchase data, or pay bills.

STEP 3

Enter PIN & Confirm

Enter your USSD banking PIN to authorize the transaction. You'll get an SMS confirmation instantly.

// FREQUENTLY ASKED QUESTIONS

Unity Bank and Providus Bank completed their merger and began joint operations in June 2026 under the name ProvidusUnity Bank. Legacy Unity Bank channels including *7799# are expected to continue working during the transition, contact the bank to confirm your specific account status.
Yes, *7799# supports full self-service account opening in addition to transfers, airtime, and bill payments.
The USSD banking code for Unity Bank is *7799#. Dial this code from your registered phone number.
Dial *7799*AMT*ACCT# and follow the prompts.
Dial *7799*0# from your registered mobile number.
Unity Bank USSD code works on MTN, Airtel, Glo, and T2Mobile. Ensure you're dialing from the phone number linked to your bank account.

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