All Kenya Providers
Browse or search across all 26 providers
Showing 8 of 26 providers
Equity Bank
Commercial Bank · View details →
*247#Tap to copy
Transfer*247*2*account_number*amount#
Airtime*247*1*1*amount#
KCB Bank
Commercial Bank · View details →
*522#Tap to copy
Transfer*522*2*1*account_number*amount#
Airtime*522*1*1*phone_number*amount#
CB
Co-operative Bank of Kenya
Commercial Bank · View details →
*667#Tap to copy
Transfer*667*2*account_number*amount#
Airtime*667*1*amount#
S
Safaricom (M-Pesa)
Mobile Network Operator · View details →
*334#Tap to copy
A
Airtel Kenya
Mobile Network Operator · View details →
*100#Tap to copy
T
Telkom Kenya
Mobile Network Operator · View details →
*123#Tap to copy
T
Tala
Digital Lending App · View details →
*846#Tap to copy
S
SHIF (formerly NHIF)
Social Health Insurance Fund · View details →
*155#Tap to copy
KI
KRA iTax
Tax Authority · View details →
*572#Tap to copy
E
eCitizen
Government Services Portal · View details →
*222*222#Tap to copy
Absa Bank Kenya
Commercial Bank · View details →
*224#Tap to copy
Transfer*224*2*account_number*amount#
Airtime*224*1*amount#
S
Stanbic Bank Kenya
Commercial Bank · View details →
*208#Tap to copy
Transfer*208*2*account_number*amount#
Airtime*208*1*amount#
Diamond Trust Bank (DTB)
Commercial Bank · View details →
*382#Tap to copy
Transfer*382*2*account_number*amount#
Airtime*382*1*amount#
S
Standard Chartered Kenya
Commercial Bank · View details →
*722#Tap to copy
I&M Bank
Commercial Bank · View details →
*458#Tap to copy
Transfer*458*2*account_number*amount#
Airtime*458*1*amount#
N
NCBA Bank Kenya
Commercial Bank · View details →
*488#Tap to copy
FB
Family Bank
Commercial Bank · View details →
*325#Tap to copy
Transfer*325*2*account_number*amount#
Airtime*325*1*amount#
M
M-Shwari
Mobile Savings & Loans · View details →
*234#Tap to copy
F
Fuliza
Mobile Overdraft · View details →
*456#Tap to copy
Z
Zenka
Digital Lending App · View details →
*841#Tap to copy
N
NTSA (TIMS)
Transport & Safety Authority · View details →
*512#Tap to copy
AM
Airtel Money
Mobile Money · View details →
*222#Tap to copy
K
Kenya Power (KPLC)
Electricity Utility · View details →
*977#Tap to copy
HF
Hustler Fund
Government Loan Fund · View details →
*254#Tap to copy
NB
National Bank of Kenya
Commercial Bank · View details →
*625#Tap to copy
// HOW IT WORKS
Kenya USSD Codes on Any Phone
No internet needed, just dial from any phone
01
Dial the Code
Enter the USSD code for your bank, telecom, or provider on your phone's dialer.
02
Follow the Menu
An interactive menu appears on screen. Choose the service you need.
03
Confirm & Done
Enter your PIN if prompted and confirm. No app or internet connection required.
// COMPLETE REFERENCE
Kenya USSD Codes
Every Kenya bank, telecom, fintech, and government USSD code we've verified so far, grouped by category.
| Banks | USSD Code |
|---|---|
| Equity Bank | *247# |
| KCB | *522# |
| Co-op Bank | *667# |
| Absa | *224# |
| Stanbic | *208# |
| DTB | *382# |
| StanChart | *722# |
| I&M Bank | *458# |
| NCBA | *488# |
| Family Bank | *325# |
| National Bank | *625# |
| Telecoms | USSD Code |
|---|---|
| Safaricom | *334# |
| Airtel | *100# |
| Telkom | *123# |
| Fintech & Loans | USSD Code |
|---|---|
| Tala | *846# |
| M-Shwari | *234# |
| Fuliza | *456# |
| Zenka | *841# |
| Okoa Jahazi | *131# |
| Airtel Money | *222# |
| Government & Utilities | USSD Code |
|---|---|
| SHIF | *155# |
| KRA iTax | *572# |
| eCitizen | *222*222# |
| NTSA | *512# |
| KPLC | *977# |
| Hustler Fund | *254# |
USSD Banking Tips
Keep Your PIN Safe
Never share your USSD PIN with anyone, including staff who claim to be from your bank or provider. They will never ask for it over the phone.
Register Your Phone Number
Make sure the phone number you're dialling from is the one linked to your account. Most USSD services only work from a registered number.
Check Your Balance Regularly
Dial your provider's balance-check code often to catch any unauthorised activity early.
Works Without Internet
USSD works on any phone, even basic feature phones. No smartphone, app, or data connection is required.
Related: Kenya USSD Codes You Should Know
Equity Bank USSD codeKCB USSD codeCo-op Bank USSD codeAbsa USSD codeStanbic USSD codeDTB USSD codeStanChart USSD codeI&M Bank USSD codeNCBA USSD codeFamily Bank USSD codeNational Bank USSD codeKenya Banks USSD codesSafaricom USSD codeAirtel USSD codeTelkom USSD codeKenya Telecoms USSD codesTala USSD codeM-Shwari USSD codeFuliza USSD codeZenka USSD codeOkoa Jahazi USSD codeAirtel Money USSD codeKenya Fintech & Loans USSD codesSHIF USSD codeKRA iTax USSD codeeCitizen USSD codeNTSA USSD codeKPLC USSD codeHustler Fund USSD codeKenya Government & Utilities USSD codes
// FAQ
Frequently Asked Questions
Common questions about Kenya USSD codes
What is USSD banking?
USSD (Unstructured Supplementary Service Data) lets you access banking, telecom, and other services by dialling a short code on your phone, then following an on-screen menu. No app, smartphone, or internet connection is needed.
Are these Kenya USSD codes verified?
Yes. We check each code against the provider's own official source before publishing it, rather than copying unverified lists.
Do I need internet or data to use these codes?
No. USSD works over the same signalling channel as calls and texts, so it works on any phone, including basic feature phones, with no data connection required.
Are these USSD codes free to use?
The services themselves are usually free or low-cost, though your network may charge a small standard USSD session fee. Check with your specific bank or provider for exact pricing.
How often is this list updated?
We review and update Kenya codes as providers change them, and flag any provider that has closed, merged, or discontinued its USSD service instead of leaving an outdated code live.
What if my bank or provider isn't listed yet?
We're steadily expanding our Kenya directory. Check back soon, or contact your provider directly for their current USSD code.