OPay Nigeria USSD Code
Fintech / Loan Provider · Dial from any phone on any network
OPay is a subsidiary of Opera Limited, the Norwegian web browser company, and has grown into one of Nigeria's most recognizable payment brands, from market women to POS agents nationwide. *955# gives OPay users full banking functionality without the app.
Main USSD Code
*955#
// COMPLETE USSD CODES
All USSD codes for OPay. Tap or click any code to copy it.
| Service | USSD Code |
|---|---|
| Transfer | *955*1*AMT*ACCT# |
| Airtime | *955*AMOUNT# |
| Balance | *955*5# |
| Data Bundle | *955*3# |
| Bills Payment | *955*7# |
// GOOD TO KNOW
OPay is owned by Opera Limited, maker of the Opera web browser, not by any traditional bank.
*955# also supports generating a one-time OTP and blocking your account in an emergency.
OPay is free to dial and works on MTN, Airtel, Glo, and 9mobile.
// HOW TO USE
Follow these simple steps to use OPay USSD from any phone.
STEP 1
Dial *955#
Open your phone dialer and enter *955#, make sure you're calling from your registered phone number.
STEP 2
Choose a Service
Select the option you need, for example checking your limit or repaying a loan.
STEP 3
Enter PIN & Confirm
Enter your PIN if prompted to authorise the request. You'll get an SMS confirmation.
// FREQUENTLY ASKED QUESTIONS
Who owns OPay?
OPay is a subsidiary of Opera Limited, the company behind the Opera web browser, though it now operates as an independent fintech.
Can I block my OPay account via USSD?
Yes, the *955# menu includes an emergency account-block option alongside transfers, airtime, and bill payments.
What is the USSD code for OPay?
Dial
*955# from your registered phone number to access OPay's services.Is it safe to use OPay's USSD code?
Yes, as long as you dial the verified code shown here and never share your PIN with anyone, including staff claiming to represent OPay.
Do I need internet or data to use OPay by USSD?
No. USSD runs over the same signalling channel as calls and texts, so it works without a data connection.