Sparkle Nigeria USSD Code
Digital Bank · Dial from any phone on any network
Sparkle was founded in 2019 by Uzoma Dozie (former CEO of Diamond Bank and son of Diamond Bank's founder Pascal Dozie) after Diamond Bank's 2019 merger into Access Bank. It launched publicly in 2020 as a mobile-first microfinance bank aimed at Nigeria's retail and small-business customers.
Main USSD Code
*991#
// COMPLETE USSD CODES
All USSD codes for Sparkle. Tap or click any code to copy it.
| Service | USSD Code |
|---|---|
| Balance | *991# |
// GOOD TO KNOW
Sparkle's founder, Uzoma Dozie, previously ran Diamond Bank before it merged into Access Bank in 2019.
Sparkle operates under a microfinance bank license, like several other digital-first banks in Nigeria.
Confirm Sparkle's current full USSD menu directly in-app, as detailed public documentation of *991#'s sub-codes is limited.
// HOW TO USE
Follow these simple steps to use Sparkle USSD from any phone.
STEP 1
Dial *991#
Open your phone dialer and enter *991#, make sure you're calling from your registered phone number.
STEP 2
Choose a Service
Select the option you need, for example checking your limit or repaying a loan.
STEP 3
Enter PIN & Confirm
Enter your PIN if prompted to authorise the request. You'll get an SMS confirmation.
// FREQUENTLY ASKED QUESTIONS
Who founded Sparkle?
Sparkle was founded by Uzoma Dozie, the former CEO of Diamond Bank, whose father Pascal Dozie founded Diamond Bank. Uzoma launched Sparkle in 2020 after Diamond Bank's merger into Access Bank.
Is Sparkle a licensed bank?
Yes. Sparkle operates under a Central Bank of Nigeria microfinance bank license, the same regulatory category as several other Nigerian digital banks.
What is the USSD code for Sparkle?
Dial
*991# from your registered phone number to access Sparkle's services.Is it safe to use Sparkle's USSD code?
Yes, as long as you dial the verified code shown here and never share your PIN with anyone, including staff claiming to represent Sparkle.
Do I need internet or data to use Sparkle by USSD?
No. USSD runs over the same signalling channel as calls and texts, so it works without a data connection.