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USSD Codes Hub/Fintech & Loans/VFD Microfinance Bank (VBank)

VFD Microfinance Bank (VBank) Nigeria USSD Code

Microfinance Bank · Dial from any phone on any network

VFD Microfinance Bank runs its digital banking arm as VBank, launched in March 2020, and has since grown past 500,000 active users. Its USSD code is *5037#, not the *636# some older lists circulate.

Main USSD Code
*5037#

// COMPLETE USSD CODES

All USSD codes for VFD Microfinance Bank (VBank). Tap or click any code to copy it.

ServiceUSSD Code
Transfer*5037*1*AMT*ACCT#
Airtime*5037*AMOUNT#
Balance*5037*6#
Bills Payment*5037*7#

// GOOD TO KNOW

VBank's real USSD code is *5037#, some directories still list the wrong *636#.
VBank launched in March 2020 and has surpassed 500,000 active users.
VFD was originally an acronym for Viadaz Finance Discounting Group before becoming a standalone brand.

// HOW TO USE

Follow these simple steps to use VFD MFB USSD from any phone.

STEP 1

Dial *5037#

Open your phone dialer and enter *5037#, make sure you're calling from your registered phone number.

STEP 2

Choose a Service

Select the option you need, for example checking your limit or repaying a loan.

STEP 3

Enter PIN & Confirm

Enter your PIN if prompted to authorise the request. You'll get an SMS confirmation.

// FREQUENTLY ASKED QUESTIONS

It's *5037#. Several older articles list *636# for VFD/VBank, which is incorrect.
VBank is the digital/virtual banking platform of VFD Microfinance Bank, launched in March 2020.
Dial *5037# from your registered phone number to access VFD Microfinance Bank (VBank)'s services.
Yes, as long as you dial the verified code shown here and never share your PIN with anyone, including staff claiming to represent VFD MFB.
No. USSD runs over the same signalling channel as calls and texts, so it works without a data connection.
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