Moniepoint Nigeria USSD Code
Fintech / Loan Provider · Dial from any phone on any network
Moniepoint began in 2015 as TeamApt, building the software behind Nigeria's ubiquitous blue POS banking agent terminals before becoming a licensed bank in its own right. It's now Nigeria's largest merchant acquirer, powering an estimated 8 in 10 in-person card payments nationwide through roughly 1 million agents.
Main USSD Code
*5573#
// COMPLETE USSD CODES
All USSD codes for Moniepoint. Tap or click any code to copy it.
| Service | USSD Code |
|---|---|
| Transfer | *5573*1*AMT*ACCT# |
| Airtime | *5573*AMOUNT# |
| Balance | *5573*5# |
| Data Bundle | *5573*3# |
| Bills Payment | *5573*7# |
// GOOD TO KNOW
Moniepoint started life in 2015 as TeamApt, a fintech infrastructure company, before becoming a consumer-facing bank.
Moniepoint is Nigeria's largest merchant acquirer, processing an estimated 8 out of 10 in-person POS payments.
Moniepoint processed over ₦412 trillion in transaction value in 2025 alone.
// HOW TO USE
Follow these simple steps to use Moniepoint USSD from any phone.
STEP 1
Dial *5573#
Open your phone dialer and enter *5573#, make sure you're calling from your registered phone number.
STEP 2
Choose a Service
Select the option you need, for example checking your limit or repaying a loan.
STEP 3
Enter PIN & Confirm
Enter your PIN if prompted to authorise the request. You'll get an SMS confirmation.
// FREQUENTLY ASKED QUESTIONS
Was Moniepoint always a bank?
No. Moniepoint began in 2015 as TeamApt, a fintech infrastructure provider for POS agents, before evolving into the licensed consumer bank it is today.
How big is Moniepoint's agent network?
Moniepoint powers roughly 1 million POS agent terminals across Nigeria and is estimated to process about 8 in 10 in-person card payments nationwide.
What is the USSD code for Moniepoint?
Dial
*5573# from your registered phone number to access Moniepoint's services.Is it safe to use Moniepoint's USSD code?
Yes, as long as you dial the verified code shown here and never share your PIN with anyone, including staff claiming to represent Moniepoint.
Do I need internet or data to use Moniepoint by USSD?
No. USSD runs over the same signalling channel as calls and texts, so it works without a data connection.